Description
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Context
- Prime Minister Shri Narendra Modi today launched the Ayushman Bharat Digital Mission through a video conference.
Ayushman Bharat
- Ayushman Bharat is a flagship scheme of Government of India, was launched as recommended by the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC).
- It was launched in September 2018 by the Ministry of Health and Family Welfare.
- It is a national public health insurance fund of the Government of India that aims to provide free access to health insurance coverage for low income earners in the country.
- Roughly, the bottom 50% of the country qualifies for this scheme.
- It is a centrally sponsored scheme and is jointly funded by both the union government and the states.
- By offering services to 50 crore (500 million) people it is the world's largest government sponsored healthcare program.
- This initiative has been designed to meet Sustainable Development Goals (SDGs) and its underlining commitment, which is to "leave no one behind."
Benefits
- It covers all hospitalisation expenses with cashless transactions to beneficiaries.
- Accommodation during hospitalisation.
- Pre and post-hospitalisation costs.
- Any complications arising during the treatment.
- Can be used by all family members.
- No cap on family size, age or gender.
- Pre-existing conditions are included from day one.
Eligibility
Rural
- Household with no adult/male/ earning member within the age group of 16-59 years
- Families living in one room with Kuccha Kuccha walls and roof
- Families with no members within the age group of 16-59 years
- Household without a healthy adult member and one disabled member
- Manual scavenger families
- Landless households earning a major part of their family income from manual labour
Urban
- Domestic worker
- Beggar
- Ragpicker
- Home-based Artisans/ Tailor Sweeper/ Handicrafts worker/ Sanitation worker/ Mali
- Construction worker/ Labour/ Painter/ Welder/ Security guard/ Coolie
- Washer-man/ Plumber/ Mason
- Electrician/ Mechanic/ Assembler/ Repair worker
- Transport worker/ Rickshaw puller/ Conductor/ Cart puller/
- Waiter/Shop worker/ Assistant/ Peon/Delivery assistant
- Street vendors/ hawker / Cobbler
Who is not entitled to avail coverage under the Ayushman Bharat Yojana?
- The following categories of entities are not covered under the Ayushman Bharat Yojana:
- People who own a vehicle like a two-wheeler, three-wheeler, or a car
- Government employees
- People whose monthly income is more than Rs 10,000
- Those who have farming machinery and equipments
- Those who live in properly build houses
- Those who hold a Kisan card
- Those owing a motorized fishing boat
- Those owing an agriculture land of more than 5 acres
- People employed in government-run non-agricultural enterprises
- People who have refrigerators and landline phones in their houses
About Ayushman Bharat Digital Mission
- This is to provide a digital health ID to people which will contain their health records.
- The key components of this scheme, which is also called the National Digital Health Mission or the PM Digital Health Mission, are a health identity card for every citizen, a healthcare professionals registry, and healthcare facilities registries.
- Currently, Ayushman Bharat Digital Mission is being implemented in a pilot phase in six union territories.
Significance
- Based on the foundations laid down in the form of Jan Dhan, Aadhaar and Mobile (JAM) trinity and other digital initiatives of the government, Ayushman Bharat Digital Mission will create a seamless online platform through the provision of a wide range of data, information and infrastructure services, duly leveraging open, interoperable, standards-based digital systems while ensuring the security, confidentiality and privacy of health-related personal information.
- It will enable access and exchange of longitudinal health records of citizens with their consent.
- This will ensure ease of doing business for doctors and hospitals and healthcare service providers.
- This mission will create interoperability within the digital health ecosystem, similar to the role played by the Unified Payments Interface in revolutionizing payments.
https://www.thehindu.com/news/national/pm-modi-launches-ayushman-bharat-digital-mission/article36690426.ece