IAS Gyan

Daily News Analysis

PM-JAY

16th February, 2022 Polity

Figure 2: No Copyright Infringement Intended

Context:

  • National Health Authority (NHA) is working to integrate the database of Socio-Economic Caste Census (SECC) 2011 beneficiaries with the National Food Security Act (NFSA) portal so that beneficiaries can seek information regarding their entitlements under the AB PM-JAY using their ration card number.

 

Developments:

  • NHA is working on a proposal to use Fair Price Shops or ration shops for providing information related to the scheme and entitlement under the scheme to eligible beneficiaries.
  • The NHA is mandated with the implementation of the Ayushman Bharat Pradhan Mantri–Jan Arogya Yojana (AB PM-JAY). 
  • Aadhaar being a common identity across the majority of government databases will enable this integration. 
  • Aadhaar also ensures certainty regarding beneficiary identification through e-KYC. e-KYC enables paperless delivery of services in a targeted manner.

 

About PM-JAY:

  • It is the largest health assurance scheme in the world, which aims at providing a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to over 10.74 crores poor and vulnerable families (approximately 50 crores beneficiaries) that form the bottom 40% of the Indian population.
  • The households included are based on the deprivation and occupational criteria of Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas respectively.
  • PM-JAY was earlier known as the National Health Protection Scheme (NHPS) before being rechristened. It subsumed the then existing Rashtriya Swasthya Bima Yojana (RSBY) which had been launched in 2008. The coverage mentioned under PM-JAY, therefore, also includes families that were covered in RSBY but are not present in the SECC 2011 database.
  • PM-JAY is fully funded by the Government and cost of implementation is shared between the Central and State Governments.