SARATHI PORTAL
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Context:
- The Centre has launched the SARATHI portal and helpline number 14447.
- Aim: To bolster accessibility to insurance products for farmers and rural communities, alongside enhancing the grievance redressal mechanism under the Pradhan Mantri Fasal Bima Yojana (PMFBY).
SARATHI Portal and Helpline Introduction:
- SARATHI (Sandbox for Agriculture, Rural Security, Technology, and Insurance) serves as a platform to assist insurance companies in offering tailored insurance products, including PMFBY, to farmers and rural residents.
- The helpline number 14447 was inaugurated, allowing farmers to address concerns and strengthen grievance redressal under PMFBY.
Key Features of SARATHI Portal:
- Offers a streamlined and digitized insurance journey for farmers, simplifying processes.
- Acts as a single-window platform for viewing, purchasing, and availing insurance products.
- Facilitates digital payments, streamlined premium collection, and effortless claim initiation and resolution.
- Introduces a spectrum of insurance products in phases, beginning with personal accident and hospital cash policies.
Government Intervention for Farmers' Welfare:
- Monitors farmers' responses to non-subsidized insurance products and may intervene with suitable schemes for overall welfare.
Learning Material System and Krishi Rakshak Portal:
- Launch of learning material system provides information on PMFBY, Modified Interest Subvention Scheme (MIIS), and Kisan Credit Card (KCC).
- Krishi Rakshak Portal and Helpline serve as facilitators between insured farmers and stakeholders, ensuring efficient grievance resolution.
PMFBY (Pradhan Mantri Fasal Bima Yojana):
Modified Interest Subvention Scheme (MIIS):
Kisan Credit Card (KCC):
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PRACTICE QUESTION Q. What is the primary objective of the SARATHI portal recently launched by the Centre? a) To provide financial assistance to farmers affected by natural disasters b) To offer tailored insurance products to farmers and rural population c) To facilitate agricultural loans for small-scale farmers d) To promote organic farming practices in rural areas Answer: b) To offer tailored insurance products to farmers and rural population |