The Empowerment of India’s Women with Bold Policies

10th March, 2025

This article is part of the UPSC Daily Editorial Analysis, covering The Hindu editorial – “The empowerment of India’s women with bold policies," published on 10th March by the best UPSC coaching in Kolkata.

Syllabus: UPSC General Studies Paper-I: Women's Empowerment" falls under the "Indian Society" 

Women’s empowerment ensures equal access to economic, social and political opportunities, driving growth and inclusivity. Education has improved, but rural-urban gaps persist and dropout rates remain high. Labour force participation is rising, yet gender wage gaps and unpaid work burden continue. Health challenges include anaemia (57%) and malnutrition, despite better sex ratios. Financial inclusion has expanded, with 78.6% of women owning bank accounts, but property ownership and entrepreneurship remain uneven. Government initiatives like Beti Bachao Beti Padhao, PMMVY, Mission Shakti and Jal Jeevan Mission focus on safety, education and economic inclusion. Strong laws exist, but effective implementation is key to true gender equality.

What is women’s empowerment?

Women's empowerment is a transformative process that ensures equal access to economic, cultural, social and political opportunities.

It helps women realize their full potential. This leads to economic growth, social equity and inclusive development. Gender equality strengthens innovation, communities and progress.

Status of Women in India: Recent Trends

Education and Literacy

Literacy is a key driver of empowerment. The PLFS (2020-21) highlights:

  • Mizoram has the highest literacy (98%), while Rajasthan records the lowest (62.5%).
  • Female literacy: 74.4% (rural) vs. 85.8% (urban).
  • Marginalized communities: Female literacy rose among STs (59.3% to 63%) and SCs (62.8% to 66.1%) from 2017-18 to 2020-21.
  • Despite progress, rural-urban and gender disparities persist, requiring targeted interventions.

High Dropout Rates: A Concern

  • 90% of girls complete primary education, but only 75% finish lower secondary (Class 10).
  • Dropouts surge in Classes 8-9, especially among rural and marginalized groups.

Challenges in Labour Market Integration

  • Gender pay gap widens at higher skill levels (Varkkey & Korde, 2013).
  • Women face lower wages and limited economic benefits despite education gains.

Health and Gender Disparities

  • Sex Ratio at Birth (SRB): Improved from 991 (NFHS-4) to 1020 (NFHS-5) per 1,000 men, but gender-biased sex selection persists.
  • Anaemia among women (15-49 years): Increased from 53.1% (NFHS-4) to 57% (NFHS-5).
      • Ladakh (92.8%) has the highest prevalence.
      • Causes: Iron deficiency, social factors and healthcare barriers.
  • Nutritional Status: Malnutrition declining, but obesity rising (20.6% to 24%).

Female Labour Force Participation

  • Rural FLFPR rose from 26.6% (2017-18) to 39.2% (2020-21).
  • Urban FLFPR increased from 22.3% to 25.8%, yet gender disparity remains.
  • Sector-wise distribution:
      • Agriculture: Largest employer for rural women.
      • Manufacturing: Marginal rise in rural employment (8.1% to 9%).
      • Service sector: Highest urban female employment.
  • Unpaid work: 80% of women spend 5+ hours daily on domestic tasks (Time Use Survey, 2019).
  • Gender Wage Gap: Remains substantial despite a declining trend (World Development Report, 2012).

Financial Inclusion and Women’s Economic Empowerment

  • Bank account access: Increased from 53% (NFHS-4) to 78.6% (NFHS-5).
  • Property ownership: Women owning land/house rose from 38.4% to 43%, but regional disparities exist.
  • Women entrepreneurs:
      • PMMY: 68% of accounts belong to female entrepreneurs.
      • Informalization of women-owned businesses remains a challenge.
  • Crime vs. Women: Financial independence has not significantly reduced crimes, with overall crime rates fluctuating between 53% and 62% (2014-2020).

Political Participation of Women

Women's political participation in India has seen progress, but challenges remain. Key factors like education, health, financial security and safety influence their engagement. Over the years, women's voter turnout has risen, with a 13% increase in female voters in 2019 compared to 2014.

Legal Rights for Women in India

Women in India have been granted various legal rights to promote gender equality and protect their interests. Here are some key legal rights:

Right to Equality

Article 14 of the Indian Constitution guarantees equality before the law and equal protection, ensuring no gender-based discrimination.

Right to Education

The Right to Education (RTE) Act, 2009, mandates free and compulsory education for all children, including girls, between 6 and 14 years.

Right to Work and Equal Pay

The Equal Remuneration Act, 1976, ensures that men and women receive equal pay for equal work.

Right Against Sexual Harassment

The Sexual Harassment of Women at Workplace Act, 2013, protects women from harassment at the workplace and provides a grievance redressal mechanism.

Right to Property

The Hindu Succession (Amendment) Act, 2005, grants equal inheritance rights to daughters in Hindu families, ensuring financial security.

Right to Marriage and Divorce

The Hindu Marriage Act, 1955, allows women to seek divorce on grounds such as cruelty, desertion and adultery.

Right to Maternity Benefits

The Maternity Benefit Act, 1961, provides paid maternity leave and other benefits to pregnant and lactating women.

Right Against Domestic Violence

The Protection of Women from Domestic Violence Act, 2005, safeguards women from physical, emotional and financial abuse within households.

While India has made significant progress in women’s legal rights, ensuring effective implementation remains crucial to achieving true gender equality.

Steps taken by the Government for women empowerment

The Ministry of Women and Child Development (WCD) is implementing various schemes and programmes to empower women across different sectors, ensuring their safety, security and participation in national development.

One Stop Centre

The One Stop Centre (OSC), also known as Sakhi Centres, provides integrated support to women affected by violence, including police facilitation, medical aid, legal assistance and temporary shelter.

Universalization of Women Helplines

The Women Helpline (WHL) 181 is a 24x7 helpline offering emergency and non-emergency responses to women in distress by linking them to relevant authorities such as the police, OSCs, hospitals and legal services.

Swadhar Greh Scheme

This Centrally Sponsored Scheme provides institutional support and rehabilitation to women in distress, ensuring they can lead their lives with dignity.

Ujjawala Scheme

A Centrally Sponsored Scheme focusing on the prevention of trafficking and the rescue, rehabilitation, reintegration and repatriation of victims of commercial sexual exploitation.

Working Women Hostel Scheme

This scheme provides safe and conveniently located accommodation for working women in urban, semi-urban and rural areas, along with daycare facilities for their children.

Beti Bachao Beti Padhao (BBBP)

Launched on 22nd January 2015, this scheme aims to address declining Child Sex Ratio (CSR) and ensure the survival, protection and education of the girl child. The Sex Ratio at Birth (SRB) improved from 918 (2014-15) to 930 (2023-24) under this initiative.

Mahila Shakti Kendra (MSK)

A Centrally Sponsored Scheme launched in 2017 to empower rural women through community participation and inter-sectoral convergence of welfare schemes. The funding is shared in a 60:40 ratio between Centre and States (90:10 for North-East and Special Category States).

Pradhan Mantri Matru Vandana Yojana (PMMVY)

A Conditional Cash Transfer Scheme launched in 2017 to provide maternity benefits to pregnant women and lactating mothers for their first living child. Women receive financial assistance of ₹6,000, covering nutritional support and institutional delivery benefits. The scheme has now been extended to the second child if it is a girl to promote gender equality.

Mission Shakti

Launched as an umbrella scheme (2021-26) for women’s safety, security and empowerment, Mission Shakti has two key verticals:

  • Sambal – Focuses on safety and security of women.
  • Samarthya – Focuses on empowerment and financial independence of women.

Initiatives under Mission Shakti:

Nari Adalat

A community-based alternative dispute resolution mechanism at the Gram Panchayat level, offering mediation and grievance redressal for women-related issues.

 Shakti Sadans

Relief and rehabilitation homes for women in distress, including trafficked women, offering safe shelter and support services.

Palna

Day-care crèche facilities at Anganwadi centers to support working mothers and ensure the well-being of their children.

Sakhi Niwas

Affordable housing for working women, including daycare facilities for their children, to provide a secure living environment.

SANKALP: HEW (Hub for Empowerment of Women)

A platform to bridge the knowledge gap on women’s welfare schemes and monitor various projects under Mission Shakti.

Mission Saksham Anganwadi & Poshan 2.0

A nutrition-focused programme ensuring the health and wellness of pregnant women, lactating mothers and children through 13,99,890 Anganwadi Centers.

Enhancing Women’s Access to Sanitation and Clean Water

Swachh Bharat Mission: Dignity and Safety for Women

The Swachh Bharat Abhiyan (Clean India Mission) marked a significant step in improving sanitation facilities, particularly for women in rural areas. By eliminating open defecation, the mission enhanced women’s safety, dignity and health. Over 116 million households have benefitted, leading to a healthier environment and greater social freedom for women.

Initiatives like the Maa Tarini Self-Help Group (SHG) in Rourkela have extended these efforts to marginalized communities, including leprosy patients, by constructing community toilets and promoting sustainable waste management through composting.

Jal Jeevan Mission: Unlocking Women’s Economic Potential

Launched to ensure household tap water connections, the Jal Jeevan Mission (JJM) has significantly reduced the burden of water collection, traditionally a woman’s responsibility. Before JJM, only 17% of rural households had access to tap water; today, over 150 million households benefit from it.

The impact extends beyond convenience:

  • Women’s participation in agriculture and allied work increased by 7.4%, especially in Bihar and Jharkhand.
  • Rural female workforce participation rose from 24.6% to 41.5% (2017-2023), driven by time saved from water collection.

Access to clean water is empowering women economically, enabling them to engage in productive work and contribute to local economies.

Women-led Businesses and Financial Inclusion

Growth of Women Entrepreneurs

Women are emerging as key drivers of India’s economic transformation. Under the Startup India Initiative, over 73,000 startups have at least one female director, reflecting the increasing presence of women in business leadership.

Government-backed Financial Support

The government has introduced several financing programs to support women entrepreneurs:

  • Stand-Up India Scheme: ₹53,609 crore sanctioned for 2.36 lakh entrepreneurs.
  • Pradhan Mantri Mudra Yojana: ₹32.36 lakh crore sanctioned across 51.41 crore loans, with 68% of loans given to women.

Digital Connectivity and Financial Empowerment

Expanding digital infrastructure is enhancing women’s access to banking, e-commerce and entrepreneurship:

  • BharatNet and PM-WANI: High-speed internet to 1.99 lakh villages and 2.14 lakh gram panchayats, with 2.47 lakh Wi-Fi hotspots established.
  • Pradhan Mantri Jan Dhan Yojana: Over 300 million bank accounts opened for women, fostering financial independence.

Women in E-commerce and Government Procurement

Women entrepreneurs are expanding into e-commerce and government procurement platforms like Government e-Marketplace (GeM):

  • Women constitute 8% of sellers on GeM, with 1 lakh Udyam-verified MSEs securing contracts worth ₹46,615 crore.
  • Case Study: Reena Kirar from Madhya Pradesh, a self-help group entrepreneur, leveraged the GeM portal to expand her business beyond local markets, demonstrating how technology bridges gaps for small women-led enterprises.

Women’s Representation in Governance

33% Women’s Reservation in Legislatures

Under Prime Minister Narendra Modi’s leadership, a historic 33% reservation for women in legislative bodies has been implemented, ensuring a greater role for women in policymaking.

Women in Panchayati Raj Institutions

At the grassroots level, women constitute 46% of elected representatives in Panchayati Raj Institutions (PRIs), with over 1.4 million women in governance roles. This transformation in leadership has led to:

  • Better policies on healthcare, education and public safety.
  • A more inclusive governance structure, ensuring women’s priorities are addressed.

Women in STEM, Sports and Global Leadership

Women are making significant strides across diverse fields:

  • 43% of STEM graduates in India are women, contributing to a growing technical workforce.
  • Indian women are excelling in sports, technology and leadership, demonstrating their expanding influence globally.
  • At the G-20 Ministerial Conference on Women Empowerment (2023), PM Modi emphasized, “When women prosper, the world prospers.”

India’s progress in entrepreneurship, governance and financial inclusion is setting the stage for a future driven by empowered women.

Sustaining the Momentum of Women’s Empowerment

The government’s policies have fundamentally transformed women’s roles in society, governance and the economy. To ensure sustainable empowerment, the focus should be on:

  • Strengthening financial access and digital inclusion.
  • Ensuring effective implementation of women’s reservation in legislatures.
  • Expanding skill development and entrepreneurship opportunities.

India’s journey towards women’s empowerment is far from over. By sustaining this progress, the country is paving the way for a generation of women leaders, entrepreneurs and decision-makers who will drive India’s growth and global transformation. 

PRACTICE QUESTION

Q:Bold policies have transformed women's empowerment in India, yet challenges persist. Critically analyze the impact of recent government initiatives on women's economic, social and political status.

What is women’s empowerment?

Women’s empowerment ensures equal access to economic, social and political opportunities, fostering growth, equity and innovation.

What are the recent trends in women’s education?

Female literacy has improved, with urban rates at 85.8% and rural at 74.4%, yet dropout rates remain high, especially in secondary education.

How has women’s labor force participation changed?

Rural FLFPR rose to 39.2%, urban to 25.8%, but wage gaps and unpaid domestic work remain challenges.

What are key government schemes for women’s empowerment?

Beti Bachao Beti Padhao, PM Matru Vandana Yojana, One Stop Centres, Ujjawala Scheme and Mission Shakti are major initiatives supporting safety, financial independence and social security.

How is financial inclusion driving women’s empowerment?

78.6% of women now have bank accounts and 68% of PMMY beneficiaries are female entrepreneurs, but informal sector challenges persist.

What role do women play in politics?

Women’s voter turnout has surged, with 13% more female voters in 2019 than in 2014, yet representation in leadership remains limited.

How have sanitation and water access impacted women?

Jal Jeevan Mission and Swachh Bharat Abhiyan have reduced time spent on water collection and improved hygiene, boosting women’s workforce participation.