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Pradhan Mantri Awas Yojana    

18th February, 2022 Polity and Governance

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Context: Initiative of ‘Labharthiyon Se Rubaroo’ to review the working of Pradhan Mantri Awas Yojana.

Details:

  • Interaction with the beneficiaries of Pradhan Mantri Awas Yojna under ‘Labarthiyon Se Rubaroo’ organized as the part of Azadi Ka Amrit Mahotsav.
  • This initiative was launched by the Ministry of Housing and Urban Affairs.
  • The Objective of the review meeting was to monitor the progress of the projects and facilitate the construction of houses for the beneficiaries.

Pradhan Mantri Awas Yojana:

  • The Ministry of Housing and Urban Poverty Alleviation launched Pradhan Mantri Awas Yojana in 2015.
  • The Programme was initiated with the objective of ‘Housing for All by 2022’.
  • The Scheme was initiated with an aim of providing affordable housing facilities to the urban poor  with a target of building 2 crore (20 million) houses, and according to the latest data available on the ministry website, the total number of beneficiaries under the scheme crossed 11 million.
  • Providing housing Facilities to rural poor and urban poor including slum dwellers.
  • Beneficiaries should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India.
  • Financial assistance provided to eligible beneficiaries for construction of pucca houses.
  • The Center and States share the Cost of the houses made under the scheme.
  • The mission has 2 Components: Pradhan Mantri Awas Yojana (Urban) and Pradhan Mantri Awas Yojana (Rural).
  • Aadhaar Card is mandatory to take benefit of the scheme.
  • Economically weaker sections and Middle Income Groups are also eligible for Financial assistance under the Missions.
  • Priority given to SCs, STs, OBSs, differently abled persons, senior citizens, Minority, single women, transgender and other Socio-economic weaker sections of the society.
  • Houses made under the scheme would ensure basic facilities like salutation, tap water connection, etc.

Objectives of Pradhan Mantri Awas Yojana:

  • To promote empowerment of citizens, as the Ownership of a house is one of the key indicators of socio-economic development.
  • Ensuring Women empowerment through the Scheme, as the ownership of the house is provided in the name of a female member or joint ownership.
  • To Promote Cooperative Federalism, Autonomy is given to States/UTs to decide the list of beneficiaries and adopt innovative methods to implement housing projects.

 

Further reading - https://vikaspedia.in/social-welfare/urban-poverty-alleviation-1/schemes-urban-poverty-alleviation/pradhan-mantri-awas-yojana-housing-for-all-urban